@font-face { font-family: "Archivo"; src: url("fonts/archivo-var.woff2") format("woff2"); font-weight: 100 900; font-stretch: 62% 125%; font-display: swap; }
@font-face { font-family: "Public Sans"; src: url("fonts/public-sans-400.woff2") format("woff2"); font-weight: 400; font-display: swap; }
@font-face { font-family: "Public Sans"; src: url("fonts/public-sans-500.woff2") format("woff2"); font-weight: 500; font-display: swap; }
@font-face { font-family: "Public Sans"; src: url("fonts/public-sans-600.woff2") format("woff2"); font-weight: 600; font-display: swap; }

:root {
  --ink: #13233A;
  --ink-2: #2B4566;
  --ink-3: #1B2F4C;
  --paper: #F4F6F8;
  --white: #FFFFFF;
  --kraft: #C08A4A;
  --kraft-2: #D9AC72;
  --kraft-soft: #EFE1CD;
  --slate: #586A7E;
  --mist: #C9D3DE;
  --line: #DCE2E9;
  --head: "Archivo", "Arial Narrow", Arial, sans-serif;
  --body: "Public Sans", Arial, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0; background: var(--paper); color: var(--ink);
  font-family: var(--body); font-size: 17px; line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
a { color: var(--ink-2); }
:focus-visible { outline: 3px solid var(--kraft); outline-offset: 3px; }
.wrap { width: min(1160px, 100% - 48px); margin-inline: auto; }

h1, h2, h3 { font-family: var(--head); margin: 0 0 14px; line-height: 1.08; }
h1 { font-size: clamp(2.4rem, 5.4vw, 4.4rem); font-weight: 800; font-stretch: 118%; letter-spacing: -0.02em; }
h2 { font-size: clamp(1.75rem, 3vw, 2.5rem); font-weight: 800; font-stretch: 115%; letter-spacing: -0.015em; }
h3 { font-size: 1.2rem; font-weight: 650; font-stretch: 108%; }
p { margin: 0 0 16px; max-width: 62ch; }

/* Buttons */
.btn { display: inline-block; padding: 14px 24px; border-radius: 6px; font: 600 1rem var(--body); text-decoration: none; border: 0; cursor: pointer; transition: background .15s, color .15s; }
.btn-kraft { background: var(--kraft); color: var(--ink); }
.btn-kraft:hover { background: var(--kraft-2); }
.btn-ghost { color: var(--white); box-shadow: inset 0 0 0 1.5px #5D7594; }
.btn-ghost:hover { box-shadow: inset 0 0 0 1.5px var(--white); }
.btn-ink { background: var(--ink); color: var(--white); }
.btn-ink:hover { background: var(--ink-2); }

/* Header */
.site-header { position: sticky; top: 0; z-index: 20; background: rgba(255,255,255,.96); backdrop-filter: blur(6px); border-bottom: 1px solid var(--line); }
.header-row { display: flex; align-items: center; justify-content: space-between; gap: 24px; min-height: 74px; }
.brand { display: flex; align-items: center; gap: 12px; text-decoration: none; color: var(--ink); }
.brand-mark { width: 38px; height: 38px; flex: none; }
.brand-text { display: grid; line-height: 1.1; }
.brand-name { font-family: var(--head); font-weight: 800; font-stretch: 118%; font-size: 1.3rem; letter-spacing: -0.01em; }
.brand-sub { font-size: 0.78rem; color: var(--slate); }
nav { display: flex; align-items: center; gap: 26px; }
nav a { color: var(--ink); text-decoration: none; font-weight: 500; font-size: 0.95rem; }
.site-header nav a:not(.nav-cta):hover { color: var(--kraft); }
.nav-cta { background: var(--ink); color: var(--white) !important; padding: 9px 16px; border-radius: 6px; }
.nav-cta:hover { background: var(--ink-2); }

/* Hero */
.hero { background: radial-gradient(1200px 500px at 85% 20%, #22385A 0%, var(--ink) 60%); color: var(--white); }
.hero-grid { display: grid; grid-template-columns: 1.05fr 1fr; gap: 48px; align-items: center; padding: 84px 0 64px; }
.hero h1 { max-width: 13ch; }
.lede { font-size: 1.15rem; color: var(--mist); max-width: 54ch; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 32px; }
.hero-art svg { width: 100%; height: auto; display: block; }

.stack .box, .stack .badge { transform-box: fill-box; transform-origin: center bottom; }
@media (prefers-reduced-motion: no-preference) {
  .stack .b1 { animation: drop .6s cubic-bezier(.2,.8,.2,1) .1s both; }
  .stack .b2 { animation: drop .6s cubic-bezier(.2,.8,.2,1) .25s both; }
  .stack .b3 { animation: drop .7s cubic-bezier(.2,.8,.2,1) .45s both; }
  .stack .badge { animation: pop .45s cubic-bezier(.3,1.5,.5,1) 1.05s both; transform-origin: center; }
}
@keyframes drop { from { opacity: 0; transform: translateY(-60px); } to { opacity: 1; transform: none; } }
@keyframes pop { from { opacity: 0; transform: scale(.4); } to { opacity: 1; transform: none; } }

.trust { border-top: 1px solid #2B4566; background: rgba(9,19,34,.35); }
.trust-row { list-style: none; margin: 0 auto; padding: 22px 0; display: flex; flex-wrap: wrap; justify-content: space-between; gap: 16px 28px; }
.trust-row li { display: flex; align-items: center; gap: 10px; font-weight: 500; color: #E6ECF2; font-size: 0.97rem; }
.trust-row svg { width: 24px; height: 24px; fill: none; stroke: var(--kraft-2); stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }

/* Sections */
.section { padding: 96px 0; }
.section-white { background: var(--white); }
.section-head { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: end; margin-bottom: 44px; }
.section-head p { color: var(--slate); margin: 0; }

.cat-grid { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.cat-grid li { background: var(--white); border: 1px solid var(--line); border-radius: 10px; padding: 28px 26px 24px; }
.cat-grid svg { width: 56px; height: 56px; margin-bottom: 18px; fill: none; stroke: var(--ink); stroke-width: 2.2; stroke-linejoin: round; stroke-linecap: round; }
.cat-grid svg .fill { fill: var(--kraft); stroke: none; }
.cat-grid h3 { margin-bottom: 6px; }
.cat-grid p { color: var(--slate); margin: 0; font-size: 0.97rem; }

.account-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: start; }
.account-grid > div > p { color: var(--slate); }
.timeline { list-style: none; counter-reset: s; margin: 36px 0 0; padding: 0; position: relative; }
.timeline::before { content: ""; position: absolute; left: 19px; top: 8px; bottom: 30px; width: 2px; background: var(--line); }
.timeline li { counter-increment: s; position: relative; padding: 0 0 28px 64px; }
.timeline li::before {
  content: counter(s); position: absolute; left: 0; top: 0; width: 40px; height: 40px; border-radius: 50%;
  display: grid; place-items: center; background: var(--ink); color: var(--white);
  font-family: var(--head); font-weight: 800; font-size: 1.05rem;
}
.timeline h3 { margin: 6px 0 6px; }
.timeline p { color: var(--slate); margin: 0; }

.spec { background: var(--paper); border-radius: 10px; border: 1px solid var(--line); overflow: hidden; box-shadow: 0 1px 0 var(--line), 0 18px 40px -24px rgba(19,35,58,.35); }
.spec-head { background: var(--ink); color: var(--white); padding: 20px 26px; border-bottom: 5px solid var(--kraft); }
.spec-head h3 { margin: 0 0 2px; font-size: 1.25rem; }
.spec-head span { color: var(--mist); font-size: 0.9rem; }
.spec dl { margin: 0; padding: 8px 26px 14px; }
.spec dl > div { display: grid; grid-template-columns: 10rem 1fr; gap: 14px; padding: 13px 0; border-bottom: 1px dashed #C7D0DA; font-size: 0.97rem; }
.spec dl > div:last-child { border-bottom: 0; }
.spec dt { color: var(--slate); }
.spec dd { margin: 0; font-weight: 500; }

.protection { background: var(--kraft-soft); }
.protection-grid { display: grid; grid-template-columns: 0.85fr 1.15fr; gap: 64px; align-items: start; }
.protection-lead p { color: #5E4A33; }
.checks { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.checks li { background: var(--white); border-radius: 10px; padding: 20px 20px 20px 54px; position: relative; font-size: 0.97rem; color: var(--slate); }
.checks li strong { display: block; color: var(--ink); font-family: var(--head); font-stretch: 108%; font-size: 1.05rem; margin-bottom: 2px; }
.checks li::before { content: ""; position: absolute; left: 18px; top: 22px; width: 22px; height: 22px; border-radius: 50%; background: var(--ink); }
.checks li::after { content: ""; position: absolute; left: 24.5px; top: 28px; width: 9px; height: 5px; border-left: 2px solid var(--white); border-bottom: 2px solid var(--white); transform: rotate(-45deg); }


/* Contact */
.contact { background: var(--ink); color: var(--white); }
.contact-grid { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 64px; align-items: start; }
.contact-copy p { color: var(--mist); }
.contact a { color: var(--white); }
.contact-facts { margin: 32px 0 0; }
.contact-facts > div { padding: 14px 0; border-top: 1px solid #2B4566; }
.contact-facts dt { color: var(--mist); font-size: 0.88rem; }
.contact-facts dd { margin: 0; font-weight: 500; }
.contact-form { background: var(--white); color: var(--ink); border-radius: 12px; padding: 32px; display: grid; gap: 18px; border-top: 6px solid var(--kraft); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.contact-form label { display: grid; gap: 6px; font-weight: 600; font-size: 0.93rem; }
.contact-form input, .contact-form textarea { font: 400 1rem var(--body); padding: 12px 14px; border: 1px solid #B9C4D0; border-radius: 6px; background: var(--paper); color: var(--ink); }
.contact-form input:focus, .contact-form textarea:focus { border-color: var(--ink); background: var(--white); }
.contact-form button { justify-self: start; }
.hidden-field { position: absolute; left: -9999px; }

/* Footer */
.site-footer { background: #0C1829; color: var(--mist); padding: 56px 0 24px; font-size: 0.93rem; }
.footer-grid { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 32px; padding-bottom: 32px; border-bottom: 1px solid #22344F; }
.brand-footer { color: var(--white); margin-bottom: 12px; }
.site-footer nav { flex-wrap: wrap; gap: 22px; }
.site-footer nav a { color: var(--white); font-weight: 500; }
.site-footer nav a:hover { color: var(--kraft-2); }
.footer-base { padding-top: 20px; font-size: 0.85rem; color: #8193A8; }

/* Simple pages */
.page { padding: 80px 0; }
.page .wrap { max-width: 760px; }

@media (max-width: 960px) {
  .hero-grid, .account-grid, .protection-grid, .contact-grid, .section-head { grid-template-columns: 1fr; gap: 36px; }
  .hero-grid { padding: 56px 0 40px; }
  .hero-art { max-width: 520px; }
  .cat-grid { grid-template-columns: 1fr 1fr; }
  .site-header nav a:not(.nav-cta) { display: none; }
  .section { padding: 68px 0; }
  .section-head { gap: 8px; margin-bottom: 32px; }
}
@media (max-width: 600px) {
  .wrap { width: calc(100% - 32px); }
  .cat-grid, .checks, .form-row { grid-template-columns: 1fr; }
  .spec dl > div { grid-template-columns: 1fr; gap: 2px; }
  .brand-sub { display: none; }
  .trust-row { justify-content: flex-start; }
  .contact-form { padding: 24px; }
}

/* ---------- v3 additions ---------- */
.site-header nav a.active:not(.nav-cta) { color: var(--kraft); }
.menu-btn { display: none; background: none; border: 1.5px solid var(--ink); border-radius: 6px; padding: 8px 12px; font: 600 0.95rem var(--body); color: var(--ink); cursor: pointer; }

.page-hero { background: radial-gradient(900px 400px at 90% 0%, #22385A 0%, var(--ink) 65%); color: var(--white); padding: 76px 0 64px; }
.page-hero h1 { font-size: clamp(2.2rem, 4.6vw, 3.6rem); max-width: 18ch; }
.page-hero p { color: var(--mist); font-size: 1.12rem; max-width: 60ch; margin: 0; }
.crumb { color: var(--kraft-2); font-weight: 600; font-size: 0.95rem; margin-bottom: 14px; display: block; text-decoration: none; }

.split { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: start; }
.split p { color: var(--slate); }
.lead-big { font-family: var(--head); font-stretch: 110%; font-weight: 600; font-size: clamp(1.35rem, 2.2vw, 1.75rem); line-height: 1.3; color: var(--ink); max-width: 28ch; }

.facts { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; border-top: 1.5px solid var(--ink); border-bottom: 1px solid var(--line); margin-top: 48px; }
.facts > div { padding: 22px 20px 22px 0; }
.facts > div + div { padding-left: 20px; border-left: 1px solid var(--line); }
.facts dt { color: var(--slate); font-size: 0.9rem; margin-bottom: 4px; }
.facts dd { margin: 0; font-family: var(--head); font-stretch: 110%; font-weight: 650; font-size: 1.15rem; }

.pillars { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
.pillars li { background: var(--white); border: 1px solid var(--line); border-radius: 10px; padding: 28px; }
.pillars svg { width: 40px; height: 40px; fill: none; stroke: var(--ink); stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; margin-bottom: 14px; }
.pillars svg .fill { fill: var(--kraft); stroke: none; }
.pillars p { color: var(--slate); margin: 0; }

.cta-band { background: var(--kraft); color: var(--ink); padding: 56px 0; }
.cta-row { display: flex; flex-wrap: wrap; justify-content: space-between; align-items: center; gap: 24px; }
.cta-row h2 { margin: 0 0 6px; }
.cta-row p { margin: 0; color: #4A3820; }

.more { display: inline-block; margin-top: 8px; font-weight: 600; color: var(--ink); text-decoration-color: var(--kraft); text-decoration-thickness: 2px; text-underline-offset: 5px; }

.cat-detail { display: grid; gap: 20px; }
.cat-row { display: grid; grid-template-columns: 88px 1fr 1fr; gap: 32px; align-items: start; background: var(--white); border: 1px solid var(--line); border-radius: 10px; padding: 30px; }
.cat-row svg { width: 64px; height: 64px; fill: none; stroke: var(--ink); stroke-width: 2.2; stroke-linejoin: round; stroke-linecap: round; }
.cat-row svg .fill { fill: var(--kraft); stroke: none; }
.cat-row p { color: var(--slate); margin: 0; }
.chips { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; gap: 8px; }
.chips li { background: var(--paper); border: 1px solid var(--line); border-radius: 999px; padding: 5px 13px; font-size: 0.9rem; font-weight: 500; }

.faq { max-width: 860px; }
.faq details { border-bottom: 1px solid var(--line); }
.faq details:first-of-type { border-top: 1.5px solid var(--ink); }
.faq summary { list-style: none; cursor: pointer; padding: 22px 44px 22px 0; position: relative; font-family: var(--head); font-stretch: 108%; font-weight: 650; font-size: 1.15rem; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 6px; top: 16px; font-size: 1.7rem; font-weight: 400; color: var(--kraft); transition: transform .2s; }
.faq details[open] summary::after { transform: rotate(45deg); }
.faq details p { color: var(--slate); padding-bottom: 22px; margin: 0; }

.docs { list-style: none; margin: 0; padding: 0; display: grid; gap: 12px; }
.docs li { display: flex; gap: 14px; align-items: flex-start; background: var(--white); border: 1px solid var(--line); border-radius: 10px; padding: 18px 20px; }
.docs svg { width: 26px; height: 26px; flex: none; fill: none; stroke: var(--kraft); stroke-width: 1.9; stroke-linecap: round; stroke-linejoin: round; margin-top: 2px; }
.docs strong { display: block; font-family: var(--head); font-stretch: 108%; }
.docs span { color: var(--slate); font-size: 0.95rem; }

@media (max-width: 960px) {
  .menu-btn { display: inline-block; }
  .site-header nav { display: none; position: absolute; top: 74px; left: 0; right: 0; background: var(--white); border-bottom: 1px solid var(--line); flex-direction: column; align-items: stretch; gap: 0; padding: 8px 24px 20px; }
  .site-header nav.open { display: flex; }
  .site-header nav a:not(.nav-cta) { display: block; padding: 12px 0; border-bottom: 1px solid var(--line); }
  .site-header nav .nav-cta { margin-top: 14px; text-align: center; }
  .split { grid-template-columns: 1fr; gap: 28px; }
  .facts { grid-template-columns: 1fr 1fr; }
  .facts > div:nth-child(3) { border-left: 0; padding-left: 0; }
  .cat-row { grid-template-columns: 64px 1fr; }
  .cat-row .chips { grid-column: 1 / -1; }
  .pillars { grid-template-columns: 1fr; }
}
@media (max-width: 600px) {
  .facts { grid-template-columns: 1fr; }
  .facts > div + div { border-left: 0; padding-left: 0; border-top: 1px solid var(--line); }
  .cat-row { grid-template-columns: 1fr; padding: 24px; }
  .page-hero { padding: 52px 0 44px; }
}